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Do You Know the First Home-Buying Steps for a Boca Raton Home?

Posted by Gloria Singer on Friday, April 25th, 2014 at 12:37pm.

334 Nw 12 Av, Boca RatonWhen you decide it's time to move out of an apartment into a home or you've been relocated to the Boca Raton area, it's smart to understand the first steps to purchasing your new home. This is especially true for first-time homebuyers, as you want to avoid some of the most common mistakes.

A better prepared buyer can usually get a better deal. Of course, the more you're prepared, the easier the process will be, as well. Here are a few things to understand if you're planning to purchase a Boca Raton Home soon.

Find Out How Much Home You Can Afford First

Before you start shopping or do anything else, get a pre-approval from a mortgage company. This will give you an idea of how much home you can afford. Of course, you need to look at your own budget, as well. A pre-approval may be for a larger payment than you really want to take on.

Look into First-time Homebuyer Incentives

There are a number of federal and state programs for first-time homebuyers. Make sure you take advantage of any of these programs you qualify for because they can help with your down payment, your interest rate and make the home you choose more affordable.

Hire a Local Real Estate Agent

If you don't know the Boca area very well or you want the full protection of a professional on your side, hire a local real estate agent. Your agent can help you choose the right neighborhood for your needs, make recommendations throughout the process and make sure you're protected as you shop for your new home.

These are just a few tips to help you find the right Boca Raton home for your needs. Make sure you consult with your real estate agent to ensure you don't make some of the most common mistakes made by first-time homebuyers.

Gloria Singer is the Broker of Boca Expert Realty, a boutique Boca Raton real estate company with a focus on professional service and an unparalleled customer experience. Our select agents are amongst the top performing professionals in the field. Visit www.BocaExpert.com for information on Boca Raton, Delray Beach and Highland Beach real estate and to connect with an expert in the local market. 

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