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Homeowners InsuranceWhat is it?

An insurance inspection providing information on the four mechanical aspects of a home. These four points are the roof, electrical, plumbing and HVAC systems.

What does it do?

The inspection provides the age and operating condition of the inspected items. It also provides the remaining life expectancy. Observable damage is noted as well as specific conditions or materials which may present a risk of damage or injury. Examples include: hazardous electrical panels, double taps on wiring, roof damage, polybutylene piping and overloaded electrical issues. Any systems with a life expectancy of less than five years may be an issue.

Underwriters will not normally insure a property with a poor Four Point Inspection.

Why do Insurance…

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